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  <!-- =====================================================
       TOYOTA SERVIÇOS FINANCEIROS — SITEMAP COMPLETO
       Última atualização: 2026-06-12
       ===================================================== -->

  <!-- ===== HOME ===== -->
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  <!-- ===== PÁGINAS DE ALTA DEMANDA (clientes já em contrato) ===== -->
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  <!-- ===== TOYOTA FINANCEIRA (institucional / marca) ===== -->
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  <!-- ===== PRODUTOS PRINCIPAIS ===== -->
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  <!-- ===== SERVIÇOS PÓS-CONTRATO ===== -->
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  <!-- ===== QUITAR FINANCIAMENTO POR MODELO ===== -->
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  <url>
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  <!-- ===== INSTITUCIONAL ===== -->
  <url>
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  <!-- ===== BLOG ===== -->
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  <!-- ===== LEGAL ===== -->
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    <lastmod>2026-06-12</lastmod>
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